I am the teacher of the Math and Financial Applications course at my school. I teach it as an elective course (someday I hope to see Personal Finance courses become as much a graduation requirement as Algebra and other traditional courses) to mostly juniors and seniors with the occasional sophomore. These students choose to take a course that will help give them build a solid foundation when they move on from high school.
Whether they move on to the workforce, a 2 or 4 year college, or trade school, these individuals have made the conscience decision to learn about money and how to be responsible in their adult lives so that they can hopefully start to reverse the "norm" in our society as borrowers.
We learn how 7 out of 10 households live paycheck to paycheck and how through simple money skills, they can be one of the 3 out of 10.
My Project
Having just received approval for my first set of class textbooks to teach my Math and Financial Applications I and II (personal finance course), I would love to have a class supplement that provides quick learning opportunities that highlight the basic and simple concepts that can allow my students to avoid following the trend of "debt is normal".
My favorite oxymoron is "good debt".
While we do explore some of the "benefits" to some debt, simply put no debt is better than good debt. My students have taken the initiative to take a class that will set them apart from the crowd. I have been very fortunate to witness some of my students (in very short order) go on and establish outstanding financial habits and achieve some goals that it takes the average consumer a decade or longer to achieve.
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